Pricing
How Cursor Pricing and Credits Actually Work (2026)
Cursor has six tiers: Free ($0), Pro ($20/mo), Pro+ ($60/mo), Ultra ($200/mo), Teams ($40/user/mo), and Enterprise (custom). Since 2025, paid plans bill against a monthly compute allowance rather than a fixed request count — so heavy use of premium models can exhaust the allowance early and trigger rate limits or usage-based charges. Always confirm live numbers at cursor.com/pricing.
What are Cursor's plans and prices?
Cursor sells one product across six tiers. The individual tiers differ mainly in how much model compute is included per month; the team tiers add admin, security, and governance controls.
| Plan | Price (USD) | Who it's for |
|---|---|---|
| Free (Hobby) | $0 | Trying Cursor; light personal use |
| Pro | $20 / mo | Individual daily driver |
| Pro+ | $60 / mo | Heavy individual / power user |
| Ultra | $200 / mo | Maximum individual compute |
| Teams | $40 / user / mo | Companies: SSO, admin, pooled usage |
| Enterprise | Custom | SCIM, CMEK, BAA, advanced governance |
Tiers and prices as published mid-2026. Verify the current numbers at cursor.com/pricing before budgeting.
How do Cursor credits and the compute allowance work?
In 2025 Cursor moved paid plans from a fixed "fast requests" count to a compute allowance measured in model usage. Each paid plan includes roughly its price in model API spend per month (Pro ≈ $20 of usage). You spend it as you prompt; bigger models and longer context cost more per request.
Premium frontier models (the most capable Claude/GPT/Gemini options) draw the allowance down fast. A few heavy agent runs can use a day's budget — which is why some users hit limits well before month-end.
When the allowance runs out you have three options: fall back to included/rate-limited usage (slower, but no extra charge), enable usage-based pricing to keep going at API rates, or upgrade to a higher tier with a larger allowance.
- Included usage — keeps working after the allowance, but throttled at peak times.
- Usage-based pricing — opt-in; you pay model API rates beyond the allowance. Set a spend cap.
- Upgrade — Pro+ and Ultra simply include more monthly compute.
How do I reduce or cap my Cursor cost?
- 1Set a hard usage-based spend cap in Settings so you can never be surprised.
- 2Use a smaller/cheaper model for routine edits; reserve frontier models for hard problems.
- 3Keep context tight — fewer open tabs and scoped @-context cost fewer tokens per request.
- 4Batch related work into one agent session instead of many cold starts.
- 5Watch the usage dashboard for the first month to learn your real burn rate.
Is Cursor Pro worth $20/month?
For developers who code daily, Pro typically pays for itself if it saves even ~20–30 minutes a week. The honest caveat: if you lean heavily on the most expensive models all day, Pro's allowance won't be enough and Pro+ ($60) or usage-based pricing is the realistic cost — budget for your actual model mix, not the sticker price.
Frequently asked questions
Is Cursor free?
Yes — the Free (Hobby) tier is $0 and includes limited model usage plus core editor features. Heavy or professional use needs a paid plan.
How many requests do you get on Cursor Pro?
There is no longer a fixed request count. Pro includes a monthly compute allowance (roughly $20 of model usage); how many requests that buys depends on which models you use and how much context each request carries.
Does Cursor charge extra after the allowance?
Only if you opt in to usage-based pricing. Otherwise you fall back to slower included usage at no extra charge. You can set a spend cap to control any overage.
Can I use my own API key to save money?
You can configure your own model API keys for some models, paying the provider directly. Note that with your own keys, Cursor's zero-data-retention agreements with providers may not apply.
Sources & last verified
Cursor ships frequently. Facts verified against primary sources on June 15, 2026.